Chalk and cheese - paying off £27000 in debt. 28 June 2020 at 11:13PM in Debt free diaries

LadyP01

Hey everyone,
Thanks for stopping by. This is a new thread for me as Iv closed my old one after achieving debt freedom and then gaining more debt after a wedding, car and now a house. 

We are a married couple in our 30's with an overall income of £60,000 a year looking to pay off our £27,000 of debt within the next 2/3 years.

we have some road blocks ahead as our new house will need some work doing to it. Im as frugal as I can be and try to be zero waste as much as possible so I'm hoping that we can smash this debt no problem. The plan is to live as close to one income as possible and pay everything off. 

The chalk and cheese part. Well when it comes to money like most couples I assume we differ on what we feel is important. I would like to be debt free including the mortgage and work less and enjoy life more. My Husband would rather have more money to spend on socialising and stuff every month instead of being debt free. If the offer is to buy now and pay later he would purchase it. So as you can see we bang heads over this a lot. He is working on letting me work my magic to become debt free and trusting my way of achieving it. I'm working on listening to his points and seeing how I can work them into the budget and trying to consider his life of spend spend spend knowing I can keep my own money tucked away if I please. Its all working progress. 

Nice long post about us. I will post our financials on here soon and keep everything updated as much as possible.