Moving Out Of Area - Causing Issues

SoxySioux

Our Broker has said the mortgage companies have an issue with regards to my job as we are moving away.  They want 3mths wage slips from a job in the new area.  Bearing in mind, I am moving 80miles away so can't stay with my current employer.  Our home is a new build & won't be ready till the end of the year.  Has any one else had similar issues?

davidmcn

They've got a point, haven't they? If you're not staying with your current employer, how are you going to pay your mortgage?

SoxySioux

My Husband's income alone would pay the mortgage, we have savings, investments.  I don't know why my job is such an issue as we've never defaulted on a mortgage in 25yrs it was just an added income.  I'm an Estate Agent & going for a job interview in New Builds once I move (with the company we are buying the house thru).  

haras_n0sirrah

If it is affordable without your income then just put down yourself as not working and base on husband salary only. If your income is needed you will need a new job offer in writing before and lender will consider your income

Thrugelmir

SoxySioux said:

My Husband's income alone would pay the mortgage,

That's different to meeting affordability criteria.