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Mortgage help

Hi there. Looking for some help. We live in an upstairs flat in a listed building. We have a mortgage in the property. Our downstairs neighbours are selling. We would love to buy downstairs and convert into one house. We’ve spoken to mortgage advisor who seems to think this might not be possible as we can’t have 1 mortgage on 2 title deeds. Any help appreciated

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 June 2020 at 11:01PM
    You'd more than likely need specialist finance initially while the conversion work is undertaken to return the property to one unit. 
  • EKArcher
    EKArcher Posts: 6 Forumite
    First Post
    Can I ask if you ever came to a conclusion with this? We are trying to do the same and having a nightmare!!
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