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Halifax Mortgage Statements?
LouisB1992
Posts: 4 Newbie
Hi all,
My partner and I are first time buyers and have an AIP agreed with Halifax.
We had an offer accepted on a house last week and our broker is doing a great job so far (currently at solicitor stage).
My bank statments over the past 3 months show how I pay my car loan on time and make regular payments into my savings. I have no overdraft, no credit card and no payday loans.
Over lockdown, I have been keeping physically active by taking up golf and playing up to 3 times a week. I have also purchased a couple of games on my PlayStation and the occasional £8 purchase for some downloadable content.
2 questions..
1. Do halifax require bank statements for a mortgage (seen some sites saying they are one that goes off credit score and affordability)
2. Could my statements that have recent spending on golf and PlayStation affect my chances of getting a mortgage?
Thankyou in advance
My partner and I are first time buyers and have an AIP agreed with Halifax.
We had an offer accepted on a house last week and our broker is doing a great job so far (currently at solicitor stage).
My bank statments over the past 3 months show how I pay my car loan on time and make regular payments into my savings. I have no overdraft, no credit card and no payday loans.
Over lockdown, I have been keeping physically active by taking up golf and playing up to 3 times a week. I have also purchased a couple of games on my PlayStation and the occasional £8 purchase for some downloadable content.
2 questions..
1. Do halifax require bank statements for a mortgage (seen some sites saying they are one that goes off credit score and affordability)
2. Could my statements that have recent spending on golf and PlayStation affect my chances of getting a mortgage?
Thankyou in advance
0
Comments
-
Already have a thread going about this:
https://forums.moneysavingexpert.com/discussion/6160699/halifax-mortgage-bank-statements#latest
Mortgage started 2020, aiming to clear 31/12/2029.0 -
Yes thankyou, I posted last night but Internet went crazy so I had to rewrite but turns out it posted 2 different ones.
Not sure how to remove this post.
Thanks0
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