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Have they forgotten to take my loan repayment??

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Comments

  • sharpe106
    sharpe106 Posts: 3,558 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You have already decided what you are going to do so why ask?
  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    "averse more moths" - what does that mean, exactly?
    You WILL have to pay your debts and it's foolish of you to think that you won't. What you SHOULD do, in fact should have done a the outset, is contact the lender and ask them what's going on. Your credit file could very well be affected if you do not keep up payments to any lender. For whatever reason. Check your file (SO easy to do, just use ClearScore or something) and contact that lender.  We've all had financial troubles. But be sure your sins will catch you out!
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • ict_guy
    ict_guy Posts: 32 Forumite
    10 Posts
    Be mindful of your bank cancelling the direct debit, should it reach 12 months of payments not being taken.....
    Personally, I would be phoning them up and querying what’s going on. They may have pressed the wrong button and given you a payment holiday....
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