how do i go bankrupt

JoeHel

I don't know much about this but I'm sure I read on here not to open a new bank account until you've done the bankruptcy because that will close everything that is currently open?!

lilly62

I'm preparing to go br next week and went today to open a co-op account. I did it today as I'm on benefits and need the new bank details to give to the dss before the bankruptcy. I'm sure I've read on the forum that the or may or may not freeze the account, but if he does it will only be temporary as you need an account for essential living. If I'm wrong I'm sure someone will correct me!
My application was referred too,probably due to the fact that I've only lived at my current address for 8 months. On the positive side the computer at the bank said no ID was required and the lady said that was a good sign and probably because I already have an account with another bank.

betterlatethannever

Remember, its NOT the OR that freezes the accounts, its the banks. The OR can tell the bank that they have no interest in the account, then, if your lucky, its un frozen

Homework

Hope everything goes well on Thursday

moneysaver12

thank you everyone for your support, it helps, ive just phoned the co-op and they have accepted me, which is a relief

philnicandamy

moneysaver thats good news...now the co-op is sorted its one less worry for you.

Phil

moneysaver12

it is, thanks phil

tigerfeet2006

Fatskintslug have you asked permission from the admin staff for permission to have those links in your signature? If not I suggest you remove them before you get into trouble.

moneysaver12

i had my appointment and they were very helpful, she suggested i pay a pound a month to each creditor, but it would be no good for me, as iam not going to have a increase in my money till i qualify in six years, so we disscussed going bankrupt and she gave me the number of the bankrupt deparment and they where very helpful, so iam going to go bankrupt. I can't belive at 28 iam going bankrupt, but it will be such a relief to be able to start again and not have this worry. I have phoned edf grant trust, to get help with the costs of going bankrupt and they are sending me forms for me to apply, so just need to get the money together and the next step is getting an appointment, should i get an appointment now or when i have got to money together

tigerfeet2006

I would give the court a ring and find out if there is a long wait to get an appointment. If there is then I would book an appointment and if you haven't got the money together you can always cancel and rebook it.