Pension annual management charge

dormhouse

Self employed with a private pension scheme that no contributions have been made to for several years. Can this be frozen until age 55 to avoid paying the Annual Management Charge (AMC)? 

Marcon

No. Check the charges of the fund you are invested in and change to one more suited to your needs (or just one with the lowest AMC, if minimising charges is your only concern - but unlikely to give you the chance of the best investment return).

Prism

Focus on growing the value of the fund rather than worrying about the management charge. 

dunstonh

Can this be frozen until age 55 to avoid paying the Annual Management Charge (AMC)? 

Personal pensions cannot be frozen.  (frozen has a specific meaning and I doubt you mean frozen)

The AMC is charged regardless of whether you are paying in or not.   The AMC covers the administration and investment management.   That is still going to happen whether you are paying in or not.

In the scheme of things, a modern annual charge is little more than a single days market movement.  Charges are  important but only as a secondary concern behind the actual investments themselves.

Albermarle

If the pension is quite old it may have reduced flexibility when you come to withdraw the pension . In this case you would be better off to transfer it to a more modern pension at some point anyway . With some research you could well find a suitable one with lower charges as well.