Should I get a second loan?

Fighter1986

MinuteNoodles said:

littlelegs23 said:

Thanks for you reply, I could just buy a £4000 car but would prefer something a bit newer andbhopefulky more reliable as it will be used quite a bit. 

A £4000 car is more than capable of that. Cars have long since got past the point where they break down all the time. A modern car with a decent service history is more than capable of doing 10 years and/or over 100,000 miles without turning into a pile of rust or needing to be in the garage on a regular basis. The 10 year old Mondeo I sold to my parents with 155,000 miles on the clock which I'd owned the previous 8 years and over 100,000 miles had only been into the garage for a repair 3 times in its entire life even though at 7 years old having clocked over 100,000 miles I was still doing 17,000 miles a year in it including a couple of thousand miles towing a 1.5 tonne twin axle caravan. My parents have just sold it on and it's still at over 160,000 miles on the original exhaust, clutch, turbo, injectors, DPF filter and EGR valve. It's not the 1970s anymore. Depending on the distance you're travelling to work £4000 would buy you a city car just a few years old. 

There's some lovely choices around that budget for sure, Jaguar XF for example. 

MinuteNoodles

Fighter1986 said

There's some lovely choices around that budget for sure, Jaguar XF for example. 

Jag XF or VW Up!????

Sod it, Jag XF every time, just have to do without having my daily quinoa on toast with a double fratte latte to put petrol in it.

Fighter1986

MinuteNoodles said:

Fighter1986 said

There's some lovely choices around that budget for sure, Jaguar XF for example. 

Jag XF or VW Up!????

Sod it, Jag XF every time, just have to do without having my daily quinoa on toast with a double fratte latte to put petrol in it.

Tbf there's diesel options available too for those that want to have their Quinoa Cake and eat it 😂😂