Debt going down, happiness going up

blah1234

So it's getting to the end if the month again which means pay day. I actually feel excited about being paid just so I can pay more money off the debt. I just love seeing the number go down.

blah1234

So payments go out  tomorrow but i can't wait. So it will now be at £8176 so 45.5% paid off.

blah1234

Payments all out so now current debt is £7380 so 50.8% paid off.

blah1234

Not been here in forever. But have continued to work on the debt and it now stands at £3934. So in 1 year we cleared 12000 pounds.

horseeatsallmymoney

blah1234 said:

Not been here in forever. But have continued to work on the debt and it now stands at £3934. So in 1 year we cleared 12000 pounds.

Wow that's brilliant- well done!

Sarahwithlove

That's great well done. When are you aiming to be debt free by? 

blah1234

So good news, not so good news.  The debt continued to fall and currently stands at around £2500.  Unfortunately my car needed replacing and so we had to get a loan out for that.  But on the plus side, it is not frivolous spending and has been budgeted for so it is more debt, but to me it is good or at least better debt than what we had before which was just from general overspending really with nothing much to show for it.

anjyeah

blah1234 said:

So good news, not so good news.  The debt continued to fall and currently stands at around £2500.  Unfortunately my car needed replacing and so we had to get a loan out for that.  But on the plus side, it is not frivolous spending and has been budgeted for so it is more debt, but to me it is good or at least better debt than what we had before which was just from general overspending really with nothing much to show for it.

You've done so well already. You know what you need to do and you're doing it. 
Aside from clearing debt, are you in talks perhaps of setting up emergency funds for moments like these? Although, the best advice here always has been to prioritise debts first. You got this!