We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
When to Remortgage
mrritzz1
Posts: 2 Newbie
Halo Guys
I have mortgage fixed rate ending in nov 2020 . But I have a satisfied CCJ which will fall off the credit file in March 2021. I am into a problem whether should I remortgage before the fixed rate ends in Nov. Or Pay variable in from Nov to March and then apply for remortgage in March as I will have a good score in March.
I am worried as house prices are falling down currently stands at 70 % LTV.
I have mortgage fixed rate ending in nov 2020 . But I have a satisfied CCJ which will fall off the credit file in March 2021. I am into a problem whether should I remortgage before the fixed rate ends in Nov. Or Pay variable in from Nov to March and then apply for remortgage in March as I will have a good score in March.
I am worried as house prices are falling down currently stands at 70 % LTV.
0
Comments
-
You could probably get a high street lender to do a remortgage now if the CCJ is the only thing thats on the file. Might as well speak to a broker now and see what the options are. I usually do my remortgages 5months in advance1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards