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Can I get a mortgage with agency work?

zobo1993
Posts: 13 Forumite

Me and my partner are currently saving up for a deposit for our first home. We should have the deposit and a bit extra by September 2020. However, my partner is currently unhappy in his mechanic job that he has been in for 16 months. He is therefore wanting to put his resignation in and take up agency driving work as he has a class 2 licence. He is only going through agency as he has no experience with class 2 driving so nobody will give him a permanent job.
Will this agency work affect the mortgage and will we still be able to get a mortgage?
Happy to add more detail if you require.
Thank you for you help.
Will this agency work affect the mortgage and will we still be able to get a mortgage?
Happy to add more detail if you require.
Thank you for you help.
0
Comments
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Better to run around get a mortgage then resign. Agency work? 🤷♀️ I don’t think so as they will need probably 2-3yrs worth of accounts or self assessment paperwork to prove trend of income.Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓0
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