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Hi, I was just wondering how long a bacs payment should take to go into your bank account?
At the beginning of April I received a letter from HMRC saying I was due a tax rebate which was from a PPI claim. The cheque was being sent within 14 days to the solicitor who claimed back the money for me. On the 27th May I received a text from the solicitor asking for my bank details so they could forward the money via BACS and to expect the money withinn 7 - 14 days. I replied and they received my details the same day and yet I have still not received the money. 
I have read that bacs payments usually take about 3 days but this has now been 16 days, is there anything I can do? I have text the solicitor on the number they text me but I have had no reply.
Thanks x


  • dunstonhdunstonh Forumite
    102.8K posts
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    BACs sent on a Monday would arrive in your bank on Wednesday unless....
    1 - some ex building societies take an extra day
    2 - some accounts that work by sort code, a/c number and reference can take a further day.

    The cheque was being sent within 14 days to the solicitor who claimed back the money for me. 
    Was it a solicitor or a CMC? 
    Why would HMRC send the refund to them?  That is not normal.   

    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • sarah7610sarah7610 Forumite
    147 posts
    Part of the Furniture 10 Posts Combo Breaker
    HMRC sent the money to the solicitor because it was them who claimed the tax back from a PPI claim. The date of the letter is 8th April 2020. Solicitor contacted me 27th May 2020 to request my bank details and said I should receive the money within 7 - 14 days.

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