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Emzlyz
Posts: 44 Forumite

Question removed-Now spoken to bank and appealing
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Comments
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Oh no on what basis? I thought it was just waiting valuation! X0
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Kiwistrawb1990 said:Oh no on what basis? I thought it was just waiting valuation! X0
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I'm so sorry to hear that
fingers crossed the appeal works out for you, can your broker find you another lender?
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No. I only have a 5% deposit and no one is offering them at the minute0
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Due to Covid the world has changed.3
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Emzlyz said:No. I only have a 5% deposit and no one is offering them at the minuteInitial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
Sistergold said:Don’t give up on ownership though as there is the option of shared ownership? As you only buy a % the money you have might go a long way?0
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@Emzlyz
You must be gutted but again it’s not over until it’s over. If all else fails if you don’t have a family it might be worth going into house share or back with parents while you boost up your deposit to at least 10%. Proper rental And saving is really hard. But good things in life need you to do the hard things to get them. Once you are in it you will be glad you did it. So fingers crossed.XInitial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
Sistergold said:Emzlyz said:No. I only have a 5% deposit and no one is offering them at the minute"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0
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