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Is it worth the hassle of switching mortgage providers for the sake 0.09% difference?
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You want the debt cleared in 3.5 years ideally so fix for two, makes no sense to fix for 5 🤷♀️AdventureRocks said:If anyone is still about to help my renewal is coming up in August and these are my options on 60%LV
TSB 2 year fixed @ 1.59% no fee
TSB 5 year fix and flex @1.99% 3 years limited 10% overpayment then last two years I can exit early or overpay a big chunk.
By the looks of things is it best to not lock into anything longer than 2 years with the economic situation? And is there anything a lot better than 1.59% for 2 years?
I want this debt cleared 5 years max , aim is 3.5 years
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0000
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