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Mortgage

I’ve put my self as a vulnerable customer with my bank, few months as I use to take depression tablets and made , a complaint about   hold times first every compliment with them.

Now I’m thinking why did I ever tell them I thinks it’s pointless and may even have a detrimental effect to me, Should I ask to remove me as a vunnruble customer?, and will they do it.

How do they treat me differently? 

Will this affect me if I apply for mortgage in future?

Do they pass information on, to anyone?

Also it’s been over 8 years and I have had debts with certain banks that were sold on  , can I apply with a mortgage through them and can I open a bank account with them now 

Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 June 2020 at 5:56PM
    Well the first thing you need to do is check your history/account with the 4 big credit agencies.
    Equifax, Experian, checkmyfile and TransUnion.
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