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Help to buy isa
Emzlyz
Posts: 44 Forumite
So I'm hoping to complete at the start of July so started looking at closing my help to buy isa. When doing so I've read that the governments 25% can only go towards completion. Now my question here is since I've got a 95% mortgage would that mean I don't get the government top up on my isa? Sorry just really really confused.
There's no chain. The house is empty (has been a rental property and been empty since the beginning of the year) I'm pushing to exchange and complete on the same day. Just wondering if I need to now find another £600 because actually I can't use that money for my deposit. My solicitor hasn't told me this and the paperwork I filled in states the isa top up as part of my planned deposit.
Honestly as a first time buyer the difference between exchange deposit and completion deposit is very confusing.
There's no chain. The house is empty (has been a rental property and been empty since the beginning of the year) I'm pushing to exchange and complete on the same day. Just wondering if I need to now find another £600 because actually I can't use that money for my deposit. My solicitor hasn't told me this and the paperwork I filled in states the isa top up as part of my planned deposit.
Honestly as a first time buyer the difference between exchange deposit and completion deposit is very confusing.
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