Payday loans now in admin taken out in my name.

FEEOH_20

I recently noticed my credit score was very low as I kept getting declined from lenders but only thought this was because I had not had much credit history. 

 I later then realized I have been a victim of identidentity theft and someone has taken out two loans (ACTIVE SECURITIES & INSTANT CASH LOANS) in 2016 using my details which now both lenders are in administration. 

One loan is in default and the other is in arrears. How do i go on about getting these removed off my credit file as errors if that's possible? 

sourcrates

This is how Experian deal with it, i would expect the other two main CRA`s will operate in a similar way -

https://www.experian.co.uk/consumer/identity/what-to-do-if-victim.html

DCFC79

FEEOH_20 said:

I recently noticed my credit score was very low as I kept getting declined from lenders but only thought this was because I had not had much credit history. 

 I later then realized I have been a victim of identidentity theft and someone has taken out two loans (ACTIVE SECURITIES & INSTANT CASH LOANS) in 2016 using my details which now both lenders are in administration. 

One loan is in default and the other is in arrears. How do i go on about getting these removed off my credit file as errors if that's possible? 

Your score is only seen by you, your history is what lenders see.