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WESCOT CREDIT SERVICES Ltd DCA

Cjhooker · 2020-06-03 16:31:39

Hi all, I had a default on loan and overdraft with LLoyds Bank in 2006, around £11000 was passed to Allied DCA i payed £40 a month until 2012 when Wescot took on the account, I have been paying £40 a month ever since. i now owe £3729. I just spoke to Wescot, they have sent the odd letter over the years but this is the…

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sourcrates Posts: 31,634 Ambassador

25 June 2020 at 6:45PM edited 25 June 2020 at 6:46PM

Too late now, the ship has sailed on PPI.
Looks like they have found an agreement, wether its sufficiant in this case, i don`t know.
There is a website called "all about debt", try asking on there, i suspect they may say its unenforcable, but don`t take my word for it.

I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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