Switching mortgage deal after applying

1 June at 3:08PM in Mortgages & Endowments

2 replies 65 views

DDS958 Forumite

8 posts

✭

1 June at 3:08PM in Mortgages & Endowments

Is it possible to switch to a different deal with the same lender after application? I don't want to start the whole process all over again. I originally applied for a two year fixed rate, but now feel that maybe a five year fix would be a better option.

Thanks

Replies

1 June at 3:47PM

Giammy85 Forumite
42 posts

✭

1 June at 3:47PM

With Halifax yes

0
1 June at 4:23PM

JMA74 Forumite
1.6K posts

✭✭✭

1 June at 4:23PM

Depends on lender. Some will charge for making any changes post offer. Some are as easy as clicking a button. You'll just have to ask. If its pre offer then it shouldnt be a problem, post offer then all will do it but some charge

I am a Mortgage Adviser

You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
0

or Register to comment.

Quick links