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Switching mortgage deal after applying

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Switching mortgage deal after applying

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Is it possible to switch to a different deal with the same lender after application? I don't want to start the whole process all over again. I originally applied for a two year fixed rate, but now feel that maybe a five year fix would be a better option.


  • Giammy85Giammy85 Forumite
    42 posts
    Seventh Anniversary 10 Posts Combo Breaker
    With Halifax yes
  • JMA74JMA74 Forumite
    1.6K posts
    1,000 Posts First Anniversary Name Dropper
    Depends on lender. Some will charge for making any changes post offer.  Some are as easy as clicking a button.  You'll just have to ask.  If its pre offer then it shouldnt be a problem, post offer then all will do it but some charge
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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