Is my mum entitled to any state pension?!

xylophone

But she was of the generation who qualified on their husbands contributions

Quite a number of people can still qualify............
See P8.
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/181235/derived-inherited-entitlement.pdf   

Malthusian

squirrelpie said:

Presumably if there's no pension entitlement, people have to live on Universal Credit and/or Pension Credit and various other benefits. Even if she buys 10 years NI to entitle her to a minimum pension, she'll presumably have to rely on these as well.

Buying 10 years' NI would almost certainly be a bad decision in that position as the resulting State Pension would be means-tested away.

Is there not a Benefits section of this forum where such subjects can be discussed?

The Benefits section caters more for short-term survival issues. This is a long-term planning issue so more suited to this board.

lisyloo

The is a minimum income guarantee (after state pension age) of around £160 per week, it's called pension credit.

This isn't a moral statement but it might not be worth her starting a pension

i.e. the amount that she could earn, may only reduce state benefits.

Many people might think it's a moral duty to work/save rather than live off the state but we don't know the circs here.

xylophone

The is a minimum income guarantee (after state pension age) of around £160 per week, it's called pension credit.

Pension  Guarantee Credit is currently set  at an amount just under a full  new state pension.

But being in receipt of GPC can bring other benefits.https://www.gov.uk/pension-credit

If you get Guarantee Credit you’ll also qualify for other benefits such as Housing Benefit, Council Tax Reduction, Cold Weather Payments and help with the costs of NHS services. Check a benefits calculator to see if you’re eligible for anything else.