Is there any point staying in ex company pensions?

Albermarle

Also possible to have  cheap ex employer/insured scheme and flexible Sipp .
You only need to drawdown from one and transfer funds as needed.

carpy

Albermarle said:

Also possible to have  cheap ex employer/insured scheme and flexible Sipp .
You only need to drawdown from one and transfer funds as needed.

would that be transfer from the ex-company to the SIPP, and then drawdown from the SIPP?

gm0

Bit by bit is another one to check extremely carefully with existing provider. 
May well not offer partial transfers.  All or nothing. 

The scope of outsourced scheme admin may not include partial transfers.  Which would be borne as a cost by ex employer via subsidy or/all members via charges.  So there is no guarantee a given scheme will support it or that it can be prevailed upon to do so as the trustees may decide this "feature" is not in the interest of members in general if you bothered escalating it that far.

After all many don't support drawdown at all. Signs of life from some schemes still in active use which are modernising slowly.  But less so for sold off books for deceased employers in "run off" (with a Phoenix or similar outfit)

atush

No1, charges.  You dont keep t the same format above so cant tell betwwen plans esp re platform and fund charges.

in General, with DC plans staying in an ex employer's pan can make sense as can be cheaper.  But it depends on what funds (or ITs which many plans dont offer) you want to invest in and their charges.