📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt Free Wannabee, finally seen the light

Options
2»

Comments

  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Moving this thread to the diary section - 
    Good luck with your journey 
    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • granthar
    granthar Posts: 41 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    So my May update, this month has seemingly gone quickly
    1st April £35,048 owing
    1st May £27,410 owing
    28th May £25,740  owing - total paid off to date £9,308 (26.56%) disappointed that I couldn't make it £10K
    A couple of things on eBay which if sold at the weekend will help.
    next milestone, get below £20K
  • Isitdoable
    Isitdoable Posts: 96 Forumite
    10 Posts Name Dropper
    Good luck to you, you sound like you've made great progress already.  This whole crisis has also made me really want to change my ways after a lifetime of debt - I've come into this situation feeling genuinely scared for just being able to feed my family, all because of my overspending.  I would echo the other posts regarding identifying why you are spending, its made it a whole lot easier for me.
  • granthar
    granthar Posts: 41 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    End of June update, paid off another £2091 this month, happy with that
    1st April £35,048 owing
    1st May £27,410 owing
    28th May £25,740  owing
    29th June £23,649 - total paid off to date £11,399 (32.52%)

  • granthar
    granthar Posts: 41 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Ok so this month wasn’t so good, fell below my target as old habits started to creep back, back on track for next month.
    1st April £35,048 owing
    1st May £27,410 owing
    28th May £25,740  owing
    29th June £23,649
    25th June £23,203
    total paid off £11,847 (33.80%)

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.