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90 ltv to specliast lenders

When will higher ltv come back to specialist lennders

Comments

  • ACG
    ACG Posts: 25,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    How long is a piece of string? 

    You are probably looking at 2 months at least. Most of them are not even doing 85% at the minute and there were only 3-4 who would go to 90% when things were at its best. One of those is not lending anything at the minute, another is only currently doing BTLs, the others are capped at 75% for the time being. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Strizy123
    Strizy123 Posts: 29 Forumite
    10 Posts
    You recon it a fornight we have s offer accepted on a house thats all what were the companies you was talking about 
  • ACG
    ACG Posts: 25,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I dont understand your post. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you made a mortgage application? 
  • ACG said:
    I dont understand your post. 
    You reckon it might open up in a fortnight? 
    The thing is i've got an offer accepted on a house
    What are the names of the lenders you are talking about? 

    1. no one knows
    2. Congratulations but for this purpose, irrelevant
    3.  Not sure but most of them only deal with brokers (some of them dont even deal with individual brokers and we have to go through another broker called a 'packager').  You wont gain much by knowing who they were, just get a good broker who works in this area and wait for them to open up.   Not a lot else you can do. 


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