Possible rejection for for being in negative income?

13 Posts

As per title I am in negative income, minus £400 to just meet my essential living costs.
Would this be a reason to have bankruptcy declined and would I lose the £680 fee?
My plan is to have food parcel sent to me (family) and my rent is paid for the next 3 months, so I have this time to find a part time job to take me out of negative and be independent moving forward, but I read that the OR might feel I can't survive without use of credit and for this reason my claim can be rejected and I will lose the best part of the £680 fee.
Would this be a reason to have bankruptcy declined and would I lose the £680 fee?
My plan is to have food parcel sent to me (family) and my rent is paid for the next 3 months, so I have this time to find a part time job to take me out of negative and be independent moving forward, but I read that the OR might feel I can't survive without use of credit and for this reason my claim can be rejected and I will lose the best part of the £680 fee.
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it is something you’ll need to figure out though, as you’ll have no credit to fall back on
perhaps post a soa and see if a DRO is suitable (or other debt solutions)
Just to add I have support from my mother, who has opted to pay for and arrange food deliver per month, this helps me control spending habits, and she will be willing to help me with gas/elc and if need be rent for a short period, would be be classed as income?
To be honest though at the level of shortfall you have the help would need to be at quite a high level to have an impact. It’d perhaps be worth keeping an eye on
Pointless going BR if you end up in a similar situation a couple of years from now.