Understanding Scottish Tax Free Allowance

Retired_at_55

If anyone can answer this - thank you very much.  HMRC cannot take my call and their WebChat is not open just now.

My Tax Free Allowance to be taken from my works retirement pension is £2634.  The HMRC website says £12501-£14585 is taxed at 19 % but I am struggling to work it out because, of my £12501 Tax Free Allowance, all but £2634 is already applied to my works pension.  I am a basic rate tax payer.

How do I work out how much of my taxable works pension, if any, is at 19% before the balance is taxed at 20%, please?

I tried to work it out but my figures don't match with the tax I am paying.

My Tax Code is S263L:  Personal Allowance £12500 less State Pension £9866 leaving the £2634 Tax Free before my remaining works pension is taxed at ? some at 19%, some at 20% or ? all at 20%.  My gross works pension per annum is £6217.10.  I hope I have been able to explain what I mean and I'll be really peased if anyone can help me to work it out, thank you.

Retired at 55

Jeremy535897

Gross works pension £6,217 taxed as £2,634 at 0%, £2,085 at 19%, £1,498 at 20%, total tax £695.75.

Hasbeen

For info:

Over £12,500 to £14,585	Starter rate	19%
Over £14,585 to £25,158	Basic rate	20%
Over £25,158 to £43,430	Intermediate rate	21%
Over £43,430 to £150,000	Higher rate	41%
Above £150,000	Top rate	46%

Retired_at_55

Thank you very much.  I really struggled to understand and I appreciate your replies.  It was the "£6,217 taxed as £2,634 at 0%, £2,085 at 19%, £1,498 at 20%, total tax £695.75" I was not sure about and I understand now.  Thank you for your helpful replies.

Retired at 55