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Season Ticket Refund

Hi money saving experts
I wonder if you guys can help? I have a season ticket with SWR which costs over £4600 a year. I applied for a refund due to being unable to use my ticket since 12th March. I recently heard from SWR stating that because my ticket is due to expire on the 18th May I am not due a refund. As they calculate it, by buying an annual pass I get a discount for the year of 25% (12 weeks) & there is less then twelve weeks from the last date of travel to when my ticket expires. However, I have calculated that in essentially paying £4600 for ten months travel I have paid over the odds for a monthly ticket so I am worse off and in my mind I have paid for a full yearly service regardless of how they choose to allocate it. Has any one else had a similar experience and how did you approach it?  Is there anything I can do to argue my case? I am due back a refund of £800- £900 which given the current situation I could really use right now. Thank you

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