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Letter to bank from OR
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george_112
Posts: 126 Forumite

hi, I have just received an email with copies of letters to the bank re my accounts advising that the OR has no interest in them. At the bottom of the account it states that the bank should advise the OR if i hold any other accounts with them. I opened a Barclays account to prepare for bankruptcy but the account wasn’t basic. I’ve since opened a basic one (post bankruptcy) will this be unaffected?
Also they have advised that they do not need to interview me about reasons for bankruptcy but they will be in contact within 14 days to check my SOA and any info about household bills they might need.
Just thought I’d update as you’ve all been so helpful
Also they have advised that they do not need to interview me about reasons for bankruptcy but they will be in contact within 14 days to check my SOA and any info about household bills they might need.
Just thought I’d update as you’ve all been so helpful
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I wouldn’t worry about it, the bank advising the OR about other accounts is basically a check that your not trying to hide wealth from the OR.0
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Accounts opened post bankruptcy aren't affected. I had one with Barclays when I went bankrupt. They suspended it when I went bankrupt and said it would be until they got notification from the OR I could continue to use it. I contacted the OR who contacted the bank to say it was OK. I then had to hand in my cheque book and, back then, debit card which was also a cheque guarantee card and they removed any overdraft facility. It was frozen for literally a few days.
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So I have had a call from the asset team and she asked if I was currently furloughed. I advised my income was not affected. She then said she would call me back if needed any further info.
An hour later I had an email saying I had a IPA until the end of the tax year for £30 in respect of the council tax I won’t be paying. (My council tax is actually £98) Is that it? She never asked for my rental agreement (I have no rent arrears and have been a tenant for 5 & 1/2 years so I wanted to check they wouldn’t contact the landlord) or to explain my presents, clothes or leisure budget etc She did say I hadn’t put a dental budget in. I said I get a free dental treatment and she said maybe a small amount as you never know!
The examiner stated in his email this morning that he does not need to interview. It almost feels like I was getting stressed and worked up worrying for nothing.
thanks again for the advice and help you have all given me
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