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Soon able to pay off DMP, want some advice on how to go about it and what comes next.

Nearlydebtfree2020
Nearlydebtfree2020 Posts: 2 Newbie
First Post
edited 11 May 2020 at 7:35PM in Debt-free wannabe
Deleted...

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  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 10 May 2020 at 10:49PM
    Welcome back (whoever you are).  :)

    When were the accounts opened?
    Debts – why, how & when to ask for the CCA agreement



    People get mortgages all the time whilst being on a DMP.

    Just find yourself a good mortgage broker who specialises in adverse credit files.  :)

    https://forums.moneysavingexpert.com/categories/mortgages-endowments


    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • Nearlydebtfree2020
    Nearlydebtfree2020 Posts: 2 Newbie
    First Post
    Willing2Learn said:
    Welcome back (whoever you are).  :)

    When were the accounts opened?




    People get mortgages all the time whilst being on a DMP.

    Just find yourself a good mortgage broker who specialises in adverse credit files.  :)




    Thanks for the welcome. 

    The oldest debt is from 2013 with the majority being built up fairly quickly in early 2014. I have a feeling I was missold at least some of the later loans as I certainly wasn't able to afford them, but not sure of that's worth looking into as none were payday loans. 

    And thanks for the reassurance about mortgages, I was worried that i would be forever renting at this rate!
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