Nearly at the End

tugrin

Hi
I am very close to the end of my Debt Management Plan (4 months) and two of the outstanding three debts are £16 and £39 respectively. The last debt is for £286. I know that one should not pay one creditor off if it will cause others to feel unequally treated, however I have worked out if I pay the two smaller debts now (which I can) the larger debt will be paid off more quickly. In this uncertain time when my income has reduced what do people think of doing this??
Will Stepchange take against me and throw me out ?
Other debts have already been paid off  prior to these just with my monthly payments so I am hoping paying these quite small sums will just help everything be resolved more quickly.

Willing2Learn

You spend ages getting there, then all of a sudden it is all done and dusted.  Congratulations on being at the finishing line!!!


And you can do what you want to finish the DMP.  Just make the payments and be done with it.  StepChange will support your endeavours. 

tugrin

Wow thank you so much!! Its only a couple of months less but means a lot to me in current situation - and you are right it seems like forever since this ghastly situation began but Stepchange have been great and I didn't want to take liberties so to speak .
Your lovely reply has made my week - Ive been in lockdown for 52 days on my own and its a bit bleak so thank you again 

enthusiasticsaver

I think that should be fine and well done on getting to the end. I am not sure of the process re payments but you should probably let them know that is what you intend doing. 

Willing2Learn

I do agree with @enthusiasticsaver though.  It is polite to drop StepChange an email to let them know what you are doing...

tugrin

great - will do chaps !