FTB Mortgage offer received now furloughed

[Deleted User]

Hi, 
We are first time buyers and reserved a new build that was scheduled for completion in June. Building work has now ceased due to circumstances and expected completion is now around August. 
We received our mortgage before the coronavirus lockdown. My partner's circumstances haven't changed but I have been furloughed. I am expected to resume my job as normal once lockdown starts to lift but as we don't know when that is, I have no definite date. Will this now affect my offer? I am hopeful that I will be back to work as normal way before completion. 
Additionally, this may sound like a daft question, I haven't given the solicitor my deposit yet. I'm worried if I do that I might lose my deposit money if our mortgage offer is withdrawn. Can anyone clarify what happens here? as I really have no clue and I don't want to lose my life savings.
Thanks

Thrugelmir

Have you exchanged contracts yet?

blue_max_3

I would have thought the offer was made with information verified at that point. Therefore it would go ahead. It is always a snapshot in time. 

MovingForwards

Each lender has its own stance regarding customers being furlough after offer; name the lender, look on their website or use a browser to search lender name furlough after mortgage offer.

Did you see a broker or apply directly? Either way, a term of your mortgage offer is to advise them of any change of circumstances.

Assuming you are in England, the deposit is paid on exchange of contracts. It appears for now your savings are safe.