Debt tracking app?

I have store credit accounts, credit cards and catalogue debts. Is there an app to track them in one place (to watch them decrease!) and easily manage them? 

Comments

  • ThatKiss
    ThatKiss Posts: 239 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I set up an Excel spreadsheet which worked on a month-by-month basis. It calculated the interest added, minimum payment etc, and if I made additional payments I added them in as I went along. It was pretty simple, one sheet per card, but I guess you could go the whole hog and add in a summary sheet if you wanted.
  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Try out YNAB.  It is not free but it is very good.  There is a free 34-day trial...
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
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    edited 2 May 2020 at 7:38PM
    I track all debt including mortgage in ynab alongside my budget.

    However previously I have just done it on paper in my diary. 
    Debt free Feb 2021 🎉
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,799 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I have an App called Debt Manager which allows you to choose a debt reducing strategy and gives space to record one off overpayments. It’s helpful to see to see time frames  for debts and I always like to see the visual stats charts to track the decreasing balances.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
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