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royal london

dd95
dd95 Posts: 213 Forumite
Fourth Anniversary 100 Posts Name Dropper
in Pensions, annuities & retirement planning
hi all

currently investing in a group personal pension plan with royal london.

As i am some 40 years from retirement, my appetite is for risk is more than the fund i am currently invested in - can i change to a fund with higher risk of my choosing and still receive my employer's contribution?

Comments

  • Dox
    Dox Posts: 3,116 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Yes, provided it is one of the funds on offer within your GPPP. Have a look at the scheme booklet/joining documentation (if you can find them!) or check online if your GPPP offers you that facility.
  • dd95
    dd95 Posts: 213 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    great thank you
  • Albermarle
    Albermarle Posts: 30,417 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    You should have online access, password etc and then you can see all the funds that are available. 
    Which fund you pick has no effect on employer contributions.
  • dd95
    dd95 Posts: 213 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    the online access for RL is absolutely awful, i will have a trawl through to find the welcome booklet etc! - i was going to most this on the investment board but seeing as you have given me great insight in the past, i don't suppose you know of any good funds to look at? i want something similar to a life strategy 100 (higher risk and diversified) - thanks
  • dunstonh
    dunstonh Posts: 120,891 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    the online access for RL is absolutely awful, i will have a trawl through to find the welcome booklet etc! 

    They are not really geared for that sort of market.

     i don't suppose you know of any good funds to look at?

    Yes.   

     i want something similar to a life strategy 100 (higher risk and diversified) 

    Look at the Governed portfolio options.   

    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • dd95
    dd95 Posts: 213 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    thanks very much
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