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Are any lenders still accepting overtime?
rlkk
Posts: 43 Forumite
Just that really.
Had an offer from Nationwide, who accepted 100% of overtime pre Covid, but that fell through. Now they’re (understandably) not accepting any overtime at all. Wondering if it’s still worth pursuing a property I viewed just before the lockdown or if it’s going to be impossible to get a mortgage at present.
I have a big deposit but a lot of my salary comes from overtime so I’d need a lender to accept at least some of that.
Had an offer from Nationwide, who accepted 100% of overtime pre Covid, but that fell through. Now they’re (understandably) not accepting any overtime at all. Wondering if it’s still worth pursuing a property I viewed just before the lockdown or if it’s going to be impossible to get a mortgage at present.
I have a big deposit but a lot of my salary comes from overtime so I’d need a lender to accept at least some of that.
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Comments
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At a guess, a lot would depend on what your job would is, possibly a nurse / doctor may be fine.
Hopefully a broker will see your thread and say if any lenders are.Mortgage started 2020, aiming to clear 31/12/2029.1 -
There are lenders still accepting overtime. Get a broker on the case for you.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.1
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