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Mortgage Renewal
Hamiltonc
Posts: 103 Forumite
Mortgage can be renewed soon
Going to stick with current lender as they offer exclusive rates to existing customers so not interested in re mortgaging.
Anyone recommend good brokers to get best rates from in case they have better rates than direct.
One I will use is Mojo as they were good before but open to others but no fee brokers please.
Comments much appreciated
Going to stick with current lender as they offer exclusive rates to existing customers so not interested in re mortgaging.
Anyone recommend good brokers to get best rates from in case they have better rates than direct.
One I will use is Mojo as they were good before but open to others but no fee brokers please.
Comments much appreciated
0
Comments
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Why not search yourself ?
You don't want to pay anyone and there are loads of comparison websites.
Martin has an article on this website called
Cheap Mortgage Finding
Simple really1 -
We actually got a remortgage deal from a broker through Halifax (who we are already with) and when I called Halifax directly to check if they could match it they couldn't. They even said brokers can get better deals at times.1
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Why do you need a broker if you are staying with same lender? It’s a straight forward process which is done on line and you choose the product you like from the ones available to you once you are going through the processHamiltonc said:Mortgage can be renewed soon
Going to stick with current lender as they offer exclusive rates to existing customers so not interested in re mortgaging.
Anyone recommend good brokers to get best rates from in case they have better rates than direct.
One I will use is Mojo as they were good before but open to others but no fee brokers please.
Comments much appreciatedInitial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓2 -
If you are staying with the same lender then you are switching products rather than remortgaging (unless you are wanting to borrow more), so no broker needed.1
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For some Lenders, if you are staying with the same Lender, you definitely need a Broker or you won’t get the full range of options.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.2
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