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barclays fixed mortage overpayment. bit concerned.
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I've added a screenshot below where Barclays have confirmed what I've said. Initially I was told in a web chat and didn't believe the agent so raise a query via secure message, their response is below, It's a ridiculous system but I have used it to my advantage and never been penalised.
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I had the option on my barclays mortgage to never reduce the payment only put it up if needed to meet the contractual term.0
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That is so strange - if I had known this I might have gone with Barclays.0
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this has blown my mind!
I was going to overpay £5,500 in one go in January but after reading this and my interactions with Barclays I am now going to pay £700 a day for eight days in a row.Mortgage £75,300 (December 2016) Mortgage Free Date December 2051
Mortgage Free Date 2nd August 20240 -
It feels like you can come out on top for once when dealing with the bank
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