We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Should I be worried ?
Jjamie
Posts: 76 Forumite
my mortgage application has gone in. I’m trying to purchase my dads share of the property so I have a 50% deposit technically. The broker has emailed me to say he wants to talk me through how the potential lender has responded. Is this routine or should I be worried?
i have a low income, mostly benefits but I am self employed
i have a low income, mostly benefits but I am self employed
0
Comments
-
The broker speaking to you is routine.0
-
Thank you. I’m just worried it’s bad news!0
-
Talk you through how the lender has responded - that sounds a bit dramatic.
I normally just call people and say wooo! or "they have come back and asked for some extra documents, if you can get them together we should be good"...
I cant remember the last time we had an application declined so I do not really have a "line" for that.
It does not sound great in your case, but it could be that the broker is just being a bit OTT.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
He’s emailed me to say that, as I missed his call. I’ve tried calling today but it’s been engaged0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards