CRS debt collection on behalf of Three Mobile

I had all sorts of issues trying to cancel my contract with Three mobile. We eventually came to an agreement and I offered to pay there and then to get out of the contract. Having been told to call back and pay I was unable to get through. They sent me a bill with options of ways to pay, none of which I could do. They closed their call centres, because my contract had ended I could no longer log in to the site to pay. They have now referred payment to CRS collections and I have 2 worries about this.
1. Will this affect my credit file.
2. Their website does not have an https: address.
Not sure what I should do as I just want this sorted, I only need to pay £27.00

Comments

  • sourcrates
    sourcrates Posts: 31,164 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 16 April 2020 at 7:20PM
    stueybuk said:
    They sent me a bill with options of ways to pay, none of which I could do.

    You don`t have online banking/debt card/telephone at all ?
    Yes it will effect your credit file as the account has, most likely defaulted.
    CRS are a DCA based in Halifax, and are regulated by the financial conduct authority, a new comer to the game granted, but you can pay your account online using there secure payment portal.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • stueybuk
    stueybuk Posts: 56 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    I've paid the balance through CRS. Yes I have online banking etc.. I was unable to contact 3 or find anyway to pay online due to my account being closed and every way they offered involved my account number which no longer existed.
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