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Mortgage offer and credit card

Hi, I have a mortgage offer from a lender that was done through a broker. I was fully upfront with the broker and advised him that I have a 0% interest credit card with a balance that I would be unable to clear at the point of completion.
My plan was transfer the balance of the outstanding to a new card once the sale had gone through in case of at last minute credit checks, this would have worked had it not been for the current situation. Now the completion will almost definitely be after the date my 0% ends and so I'm left with 2 choices, take the hit on the increased interest for a few months until I can transfer the balance or apply for a new 0% card now.
If I did the latter, how would it look to the lender? Would they see it as me still having the same amount of credit lines and no increase in credit owed or would they just flat out see it as me applying for further credit and thus jeopardizing the offer?

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Mortgage offer still stands. Not advisable to apply for any further credit facilties until you reach completion. 
  • sjc93
    sjc93 Posts: 91 Forumite
    10 Posts Name Dropper
    If you've ever looked at any thread relating to taking out credit cards/loans whilst going through a mortgage application, the general consensus is to not apply for any credit until you've got the keys in your hands.
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