Remortgage dilemma....

jimsingsdablues

Hi All,
Hoping everybody is good, well and coping with the current climate. 
We have a dilemma which I'm hoping some of the good people on here could assist us with.....
I currently have a fixed term mortgage (on my own) coming to the end in june of this year and my girlfriend moved in with me a few months back with a view to buying a house together sometime soonish (3-12 months) depending on how long the country is affected by this current very sad situation.
So my dilemma is this...do I remortgage now (on my own) with a new 2 year fixed term and just swallow the early repayment fee when we move (likely to be £1k-2k) or let my current mortgage term run out and gamble on how much my extra monthly payment will be increased by on a variable rate until we move??
Any advice would be greatly appreciated, including other strategies or anything else which I may not have considered (likely).
Many thanks all. Stay safe and well 

kuratowski

Some lenders' tracker mortgages have no early repayment fees.  Which lender are you currently with?

Edit: The point is this would be cheaper than the standard variable rate.

jimsingsdablues

kuratowski said:

Some lenders' tracker mortgages have no early repayment fees.  Which lender are you currently with?

Edit: The point is this would be cheaper than the standard variable rate.

Thanks for the information. With nationwide at the moment.

kuratowski

Then you are in luck, Nationwide tracker mortgages don't have ERCs.