Help with debt

1 Post
Newbie
Hi everyone
I have just over £8000 worth of debt and am really struggling to keep up with the monthly payments as well as household expenses. I'm also on universal credit.
My credit score is now really bad. I wanted to transfer all of the debt into a card so that I could just make one payment but I can't do that due to my score.
Would National Debt Advice be a good place to start? And what help can they give exactly?
Many thanks
Laura
I have just over £8000 worth of debt and am really struggling to keep up with the monthly payments as well as household expenses. I'm also on universal credit.
My credit score is now really bad. I wanted to transfer all of the debt into a card so that I could just make one payment but I can't do that due to my score.
Would National Debt Advice be a good place to start? And what help can they give exactly?
Many thanks
Laura
0
This discussion has been closed.
Latest News and Guides
Replies
Perhaps posting in the Debt Free Wannabe board will get you more advice re debt etc ,than posting about local bargains?
More people go there to advise.
All views are my own and not the official line of MoneySavingExpert.
“A man who pays his bills on time is soon forgotten. - Oscar Wilde"
“If you owe the bank $100 that’s your problem. If you owe the bank $100 million, that’s the bank’s problem.” -JPMorgan Chase"
"I don`t trust Bankers, I don`t trust Banks, and I don`t trust you. -Private Frazer"
For free debt advice, contact either : Stepchange, National Debtline, CitizensAdviceBureaux.
It is going to be difficult to manage £8k of debt while on UC but if you post a statement of affairs (format for mse) we'll have a look
https://www.lemonfool.co.uk/financecalculators/soa.php
Annual target £24000