Credit File info,

dupavoxe

back in 2005 i had a halifax current account and a egg credit card, everything was fine until i lost my job and could not keep up repayments on them, after talking with the lenders they didnt give me much help in regards to settling a plan that i could manage and so i defaulted on them both, since then i partialy settled both of the debts and they are show on my credit report status as settled...

my first question is.. if both my defaults are showing up as settled.. does this mean the accounts are closed too?

aside from the two defaults mentioned above.. i also had a halifax credit card, a halifax loan, an orage contract phone, all open at the same time as my other defaulted accounts, an i also fell into trouble whith these too but got away with a few late payments an none of these defaulted.. and i settled them in full, which is shown on my credit file as all being settled..

as my first question above, if these also have the same settled status.. will they be closed too?

my main issue is i only have one account with a status saying it "up to date" but on the first page of my report it says " number of accounts" with a number 6 under the headding "current" and a n/a in previous.. to me this reads that all my accounts sould like there open? would this be right?

any help is much appriciated

thanks in advance