Advisors fees

cfw1994

Okay, I won't mention them again, I don't work for them, just trying to help with alternatives - you say "opaque", I say "low cost", we can certainly agree to disagree here.  Didn't mean to derail with alternative options, feel free to help the OP with your own thoughts!
Oh, & I also wrote "Vanguard as a potential lower cost option", but feel to selectively misquote as you like!
Good luck OP! 

bigadaj

cfw1994 said:

Okay, I won't mention them again, I don't work for them, just trying to help with alternatives - you say "opaque", I say "low cost", we can certainly agree to disagree here.  Didn't mean to derail with alternative options, feel free to help the OP with your own thoughts!
Oh, & I also wrote "Vanguard as a potential lower cost option", but feel to selectively misquote as you like!
Good luck OP! 

can you name some of the funds you are invested in as that ight help in clarifying some of the chraging structures?

cfw1994

bigadaj said:

cfw1994 said:

Okay, I won't mention them again, I don't work for them, just trying to help with alternatives - you say "opaque", I say "low cost", we can certainly agree to disagree here.  Didn't mean to derail with alternative options, feel free to help the OP with your own thoughts!
Oh, & I also wrote "Vanguard as a potential lower cost option", but feel to selectively misquote as you like!
Good luck OP! 

can you name some of the funds you are invested in as that might help in clarifying some of the charging structures?

Hi there,
I won't clog this thread with more detail on IM - that was, if you go back and read, just one small comment to the OP in my efforts to give him some much wider pointers.
It wasn't in any way intended to be an advert for IM or Vanguard (who I also mentioned!!) - there is clearly another forum more likely to help with detail on that, should anyone wish to consider joining "the cult" 
If anyone is seriously interested, happy to share via messages 

My viewpoint on long term investing is essentially that espoused by Lars Kroijer.  OP, you might want to take a look at some of his videos, they make a lot of sense to me.  Others will, of course, be free to disagree!