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5 years plan to reduce mortgage

Hello everyone,

I have been reading mortgage free diaries for many years and I have now decided to set up mine, since we have purchased a house not long time ago. Here is a little bit about myself.


We are family of 4, living in South East and we purchased  our 3 bedroom house after saving our down payment for the past 7 years. Our aim is to overpay mortgage in the next 5 years, so we can re-mortgage at a good rate with out any problems. Our current rate is 1.95% and will end in 2025.




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