We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Tips and guidance sought

Options
So I’ve found a company who have come back with quotes for me. 

What should I expect next? I’m looking at a remortgage (I’m buying a half share of the property I own since mum died), I’m on benefits but I’m self employed too. 
What wuestions should I be asking? We are doing a fact find then it goes to an underwriter. Can anyone advise me if the term, interest, etc seems ok? I’m happy to private mail the info I have 

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are you using a broker? 
  • Jjamie
    Jjamie Posts: 76 Forumite
    10 Posts First Anniversary
    Yes I am! 
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Questions and discussion to have with your broker. As they will have made specific recommendations based on your circumstances. As for the term of the mortgage. You can always overpay if financial circumstances allow. This will then reduce the amount of interesyt you pay along with the ultimate term of the mortgage. 
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.