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Mortgage application and Furlough payment

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Just curious as we are at the point of going for the Agreement in principle or was planning to in May, My partner has now been put onto the furlough payment scheme but will still have his job to go back to after all of this is over and done with. (whenever that may be).
Will the mortgage lenders look to go from the last 3 months (which will be his 80% pay) or would they use the last 3 wage slips prior to the furlough payments? 
I realise it may be a hard one to answer as there is so much uncertainty but any thoughts or help appreciated. 

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    An AIP is not a mortgage offer. It's just an indication of what you could potentially borrow. When submitting the application you'll be subject to the lenders criteria at the time. Given the severity of the current situation. Far too early to predict ahead. May currently seems somewhat optimistic for a fully functioning property market though. 
  • tattybye
    tattybye Posts: 70 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    An AIP is not a mortgage offer. It's just an indication of what you could potentially borrow. When submitting the application you'll be subject to the lenders criteria at the time. Given the severity of the current situation. Far too early to predict ahead. May currently seems somewhat optimistic for a fully functioning property market though. 
    May was absolutely being optimistic, this was our timescale at the time. Things now may have to change understandably. 
    Thanks for replying :) 
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