ANY BROKERS HELP? IM SWITHCHING WITH NATIONWIDE COULD U GET A BETTER DEAL 1.39 FIX FOR 5YRS FEE £999

Greatknieghton1

ACG said:

This is a forum for people looking for help and advice on applying or preparing for a mortgage. 
If you want a broker to look into it for you, you need to speak to them and let them collect the information needed. We can all find the cheapest deal, doesnt mean you will get it nor does it mean you would want to apply to them. 

Hi, I thought if i put my situation on here any brokers who think they could help with better deals in anyway, Could then let me know and we could then privately discuss my options. 
thanks 

csgohan4

have aGreatknieghton1 said:

Thrugelmir said:

Greatknieghton1 said:

Thanks, my loan to value is 47% there is myself and my partner on the mortgage.We both have excellent credit rating although I was under the impression that staying with the same lender and just switching products we would not be required to go through the affordability checks again.
Thanks everyone

Applying online you won't.
Remortgaging to another lender could cost you a £1k in fees. 
How much do you owe on the mortgage? 

hi, Owe 140k house value £300k. Thanks 

Plug your numbers into MSE best buy tables and see which one you want to go for, everyone is different in terms of wanting 2 year fixes or 5 years e.t.c

Or engage a broker

zagubov

Greatknieghton1 said:

...........
We both have excellent credit rating although I was under the impression that staying with the same lender and just switching products we would not be required to go through the affordability checks again.

Depends. That's often the case if you're switching between similar products, but if you switch from say interest-only to repayment mortgage you'd have to go through the checks again.

dunstonh

Greatknieghton1 said:

ACG said:

This is a forum for people looking for help and advice on applying or preparing for a mortgage. 
If you want a broker to look into it for you, you need to speak to them and let them collect the information needed. We can all find the cheapest deal, doesnt mean you will get it nor does it mean you would want to apply to them. 

Hi, I thought if i put my situation on here any brokers who think they could help with better deals in anyway, Could then let me know and we could then privately discuss my options. 
thanks 

That is not how this forum works.  Any mortgage broker contacting you would be in breach of board rules.

getmore4less

£140k is in the range where you need to Check fee no fee options carefully with your planned payment if you are planning to overpay not your payment based on term.