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Declaration of Dependancies
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I would like to apply for a mortgage without my wife as my credit rating is far better. I am aware that this can be done but have a question regarding my children. As my wife’s salary isn’t taken into account on the mortgage due to the credit rating, can I say that my children are financially dependant on her? Frustrated as her salary isn’t taken into account as an income and everything therefore would be paid for by me. Seems unfair as we can afford a good amount for a nice home.