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iphone payment plan - anyone done it?

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  • Anamox said:Every current iPhone is cheaper if you purchase via finance than pay with cash. iPhone 11 pro is approx £1031 for a 24 month payment plan, or £1049 to buy with cash. That tells me it is interest free for the consumer...
    There is a £20 deposit (I just checked now) so you actually repay £1,051.76 :smile:

  • Thanks all for the replies, will definitely consider it carefully!
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Or you could just buy an Android phone for around £100 outright, it will last just as long as an iPhone and save you £££
    No free lunch, and no free laptop ;)
  • Herzlos
    Herzlos Posts: 15,890 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If you need an iPhone 11 and can justify the monthly payments it seems a pretty cheap way to get it. Make sure it's appropriately insured too, should it get dropped or stolen.

    Personally, I'd be querying if I could make do with something more sensible. You're moving from a 6 so why not look at a 7/8/9/10 which will be a big leap forward whilst being much cheaper. I went for a sim-only plan years ago and now just buy whatever Samsung I can get for about £100-150 and it's worked pretty well so far, but I just didn't like the iPhone I had before.
  • tonyhender
    tonyhender Posts: 80 Forumite
    100 Posts Name Dropper
    What if you don't like the phone you be stuck with it for 2 years what if you lose it or damage it you still need to pay for it 
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Prefer a phone that does not force you to only buy apps from apple
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • RyanHello
    RyanHello Posts: 249 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    You don't need an Iphone 11. Any android phone is just as good as Iphones and are a fraction of the price.
  • stehouk
    stehouk Posts: 413 Forumite
    Sixth Anniversary 100 Posts
    iphone se due out mid april, £300 cheaper, i'm going to look at that as a cheaper upgrade option.
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