Income and Expendure for IVA- please could you take a look?

brokemummy1978

Hi, I've attached my income and expenditure form for my IVA.I owe £36,000. My form is solely for me and contains only my income and 50/50 of joint costs as we pay them. 
I've put my costs as 'normal life' costs, not corona costs! I have a family of four- my husband , a 13 year old boy and a 6 year old daughter. Can you take a look and see where I could amend?
Thanks

HOUSEHOLD MONTHLY INCOME	£
Net basic salary	£1,178.00
Partner's net basic salary	£          -
Rent/Board Received	£          -
State Benefits	£   125.00
Other Income	£   200.00
Total Household Income	1,503
Total Household Income	1,503
Total Household Expenditure	1369.68
Surplus of Income Over Expenditure	133.32

HOUSEHOLD MONTHLY EXPENDITURE	£
Rent		397.5
Secured Loan		0
Charging Order		0
Mortgage Endowment Premium		0
Service Charge/ Ground Rent		0
Council Tax		85
TV Licence		6.63
Water		8.25
Electricity		13.19
Gas		13.19
Other Household Fuel		0
Court Fines		0
CCJs		0
Hire Purchase		0
Child Maintenance		0
Building & Contents Insurance		12
Life Insurance/pension		89
Medical/Accident Insurance		0
Motor Insurance		£   38.24
Road Tax		12.68
Break Down Cover		10
Public Transport		0
Household Appliance Rental		0
Satellite/cable television		29
Telephone, Mobile & Internet		59
Union & Profession Fees		8
Laundry/dry cleaning		5
tobacco		0
Repairs & maintenance		0
Other - please advise		0
Food, toiletries, cleaning		250
clothing and footwear		50
children's pocket money		20
School trips/activities		5
Medicines/prescriptions		11
Dentist/opticians		7
Fuel and parking		100
Vehicle spares and servicing		40
Hairdressing		15
Pets, Pet food & Insurance		10
Sundries/Emergencies		0
Sports, Hobbies and Entertainment		75
		1369.68

mwarby

Looks good to me, I'm not sure you will be allowed 75 for sports bobbies and entertainment. I think you can put £10 or £20 in emergencies

It looks like you will get an IPA based on the figures you've supplied