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Loan
alboy1
Posts: 1 Newbie
Hello
im contemplating getting a loan to pay off credit cards. I have a loan already for a car. I am also going to be moving once this Virus has disappeared. My question is should I get the loan and have 2 loans in place and empty credit cards? Or wait until remortgage and pay off from equity of house? How would it affect my credit score? I’m thinking it may be better to show I have credit in place and available aswell as the loans being paid? I don’t want to apply and then I have problems with my credit rating and the remortgage
any help appreciated
im contemplating getting a loan to pay off credit cards. I have a loan already for a car. I am also going to be moving once this Virus has disappeared. My question is should I get the loan and have 2 loans in place and empty credit cards? Or wait until remortgage and pay off from equity of house? How would it affect my credit score? I’m thinking it may be better to show I have credit in place and available aswell as the loans being paid? I don’t want to apply and then I have problems with my credit rating and the remortgage
any help appreciated
0
Comments
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Any loan/debt will impact on affordability, unless your going to go for the customer retention deals done online which requires no credit checking and affordability checking
not enough info if could impact on affordability at resent, how much you want for a loan, total debt, how much your income e.t.c?"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0
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